Rich FlaneryDiscover why large systems in banking, healthcare, education, and government prioritize self-preservation over efficiency. Learn how disruption breaks outdated structures.
Rich FlaneryDiscover why 50-year mortgages won't solve housing affordability. Learn the real issues: excessive fees, bloated regulation, and mortgage rate structures that need reform.
Rich FlaneryDiscover why portable mortgages sound good but don't fit the U.S. mortgage-backed securities system. Learn how blockchain could enable portable mortgages in the future.
Rich FlaneryDiscover why healthcare, education, and real estate are the most expensive, inefficient sectors in America and how AI disruption could cut costs 20-60% in 2025.