Rich FlaneryLearn how to build financial momentum for 2026 with lifestyle-based goals, one core habit, simple dashboards, and a four-quarter framework for sustainable progress.
Rich FlaneryDiscover why New Year goals fail and how to build real financial momentum with a 12-month framework focused on habits, elimination, and monthly objectives in 2025.
Rich FlaneryDiscover why financial advice favors institutional stability over personal optimization. Learn how to adapt generic advice to your real financial situation in 2025.
Rich FlaneryDiscover why large systems in banking, healthcare, education, and government prioritize self-preservation over efficiency. Learn how disruption breaks outdated structures.