Unlocking the Path to Homeownership: New Book by Estes Park’s Mortgage Expert

Rich Flanery, of Estes Park's Peak Capital Mortgage, has helped people to buy homes for nearly 30 years. His titles include Senior Loan Officer, Certified Mortgage Planning Specialist and Financial Planner. Now you can add author to that list of titles, as his new book, "The Road to Home Ownership: How to Avoid 7 Co$tly Mistakes Along the Way," comes out July 20.

The book goes into detail about how to plan for buying a house and, perhaps most importantly, what to avoid when buying a house. "I identify mistakes in the home buying process, why it is an issue, how to avoid it or how to fix it and then tools or systems to put the home buyer on the right path," says Flanery.

The book also includes a helpful checklist so that readers will know how to best plan for home ownership and be able to check that they're on the right track. "Often, home buyers might get ahead of themselves. This is where we start. There's a process of proven action steps that will get you into a home," Flanery says. He adds, "If some people start to overreach, I don't want them getting beyond their budget"

Flanery says that the book is tailored to people from all over the country and of all age groups. It's not just limited to Coloradans or first-time homebuyers. "Even someone who's bought a house, and they didn't have a very good experience, and say to themselves 'I don't know why this is so hard.' This is going to be a good resource to help them. We see people in their 20s all the way to people in their 50s making their first home purchase."

In addition to the book, there will also be an online course that you can sign up for to further your home buying education. If you find that you want to learn more in-depth about real estate after reading the book this is an option for you.

As for the biggest mistake Flanery sees when purchasing real estate, "Sometimes people get way ahead of themselves and they end up over buying, and then they get themselves into financial trouble and difficulties." It might seem obvious to not purchase a house, or anything else, that you cannot afford, but one look at Amercans' credit card debt will tell you that this isn't necessarily true. Especially with how expensive houses have gotten in recent years it can be very difficult for someone with an average income to afford real estate in many parts of the country.

If you are interested in this book, you can purchase it on Amazon- https://a.co/d/akeUO60