Peak Capital Mortgage is a multi-state mortgage broker serving Colorado, Florida, Texas, Arizona, Louisiana, New Mexico, Wyoming, Kansas, Mississippi, and Montana. With 30+ years of experience and over $1 billion in loans funded, we help first-time buyers, veterans, and real estate investors secure the right home loan — fast.
Home loans built around your goals, not a bank's product menu. Licensed in 13 states, we compare rates from competing lenders to find a loan built for you.
Peak Capital Mortgage LLC is a broker-owned company, not a call center or big-bank retail lender. With 30+ years of experience and over $1 billion in loans funded, we offer strategic mortgage planning, dedicated loan officers, and specialty programs most lenders don't touch.
Licensed professionals across Alabama, Arizona, Colorado, Florida, Idaho, Kansas, Louisiana, Mississippi, Montana, New Mexico, South Dakota, Texas and Wyoming with decades of combined experience
From first-time homebuyers to seasoned investors, refinancing to reverse mortgages - we have the expertise to guide you to the perfect loan solution
Not sure which option is right for you?
Get Personalized RecommendationsEstimated payments are for illustrative purposes only and do not constitute a loan offer. Rates and terms subject to change.
Take the first step toward securing your dream home. Let our expert team guide you through the process.
Questions? Our loan experts are standing by to help you every step of the way.
Call us at (970) 577-9200 or text (970) 660-0411
Get answers to common questions about our mortgage services and process.
As an independent mortgage brokerage, Peak Capital Mortgage LLC works with multiple lenders to find you the best rates and terms. Unlike banks that only offer their own products, we shop the market for you. With 30+ years of experience and over $1 billion in loans funded, we provide personalized service and strategic mortgage planning.
Peak Capital Mortgage LLC is licensed to serve clients in 13 states: Alabama, Arizona, Colorado, Florida, Idaho, Kansas, Louisiana, Mississippi, Montana, New Mexico, South Dakota, Texas, and Wyoming. No matter where you're located within our service area, you can expect the same high level of personal service, competitive rates, and expert mortgage guidance.
Most loans close within 21-30 days, depending on the loan type and complexity. Our experienced team and established lender relationships help ensure a smooth, efficient process. We provide regular updates throughout and are available to answer questions at every step.
Yes, investment property financing is one of our specialties. We offer conventional investment loans, portfolio loans, and creative financing solutions. Our strategic mortgage planning approach helps investors optimize their financing to maximize cash flow and build wealth through real estate.
Credit score requirements vary by loan type. Conventional loans typically require 620+, FHA loans can go as low as 580, and VA loans often accept scores below 580 based on other compensating factors. However, higher scores get better rates. We work with lenders who specialize in various credit situations and can help improve your profile if needed.
Getting started is easy. You can get pre-qualified by calling (970) 577-9200, text us at (970) 660-0411, use our online mortgage calculator, or fill out our quick quote form. Our team will guide you through the process and answer all your questions along the way.
Our office is located at 600 S. Saint Vrain Ave #4 in Estes Park, Colorado 80517. While we're headquartered in Estes Park, we serve clients throughout 13 states via phone, video, email, and our online application portal.
Yes. Most clients work with us entirely by phone, video call, email, and secure online application. In-person meetings are available by appointment at our Estes Park office. To schedule a consultation, call (970) 577-9200 or text (970) 660-0411.
Our standard business hours are Monday through Friday, 8:00 AM to 5:00 PM Mountain Time. Evening and weekend appointments are available by request. To book a consultation, call (970) 577-9200, text (970) 660-0411, or use the Get Pre-Qualified button at the top of any page.
Mortgage Solutions Designed For You
Here Is Our Roadmap
Here’s how we ensure your process is seamless and efficient
1: Understanding Your Goals
We start by discussing your unique goals and financial needs to craft a personalized plan that works best for you.
2. Exploring Your Options
Using the insights from our consultation, we research and present the most competitive rates, programs, and structures available.
3: Presenting the Plan
We review our findings together and, with your approval, proceed to lock in the ideal solution tailored for your needs.
4: Guiding You to Completion
Our dedicated team will assist you through every step, handling all necessary paperwork and ensuring a smooth closing process.
Our success has been built on competitive rates designed to meet your unique financing goals while delivering exceptional customer service. At Peak Capital Mortgage LLC, we pride ourselves on treating every client with honesty and integrity.
Company NMLS: 2347925
Licensed in: AL, AZ, CO, FL, ID, KS, LA, MS, MT, NM, SD, TX and WY
This is not a commitment to lend. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice

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