Trusted by Thousands — Backed by 30+ Years of Home Lending Experience

Trusted by Thousands Nationwide — Backed by 30+ Years of

Home Lending Experience

Your Home Financing Journey, Simplified

Peak Capital Mortgage is a multi-state mortgage broker serving Colorado, Florida, Texas, Arizona, Louisiana, New Mexico, Wyoming, Kansas, Mississippi, and Montana. With 30+ years of experience and over $1 billion in loans funded, we help first-time buyers, veterans, and real estate investors secure the right home loan — fast.

Expert guidance every step of the way. From first-time buyers to seasoned investors,

we make your homeownership dreams a reality.

★★★★★ 5-Star Service

A Mortgage Broker Who Works For You, Not the Bank

Home loans built around your goals, not a bank's product menu. Licensed in 13 states, we compare rates from competing lenders to find a loan built for you.

Why Choose Peak Capital Mortgage LLC

Peak Capital Mortgage LLC is a broker-owned company, not a call center or big-bank retail lender. With 30+ years of experience and over $1 billion in loans funded, we offer strategic mortgage planning, dedicated loan officers, and specialty programs most lenders don't touch.

Meet Our Team Section

Meet Your Expert Team

Licensed professionals across Alabama, Arizona, Colorado, Florida, Idaho, Kansas, Louisiana, Mississippi, Montana, New Mexico, South Dakota, Texas and Wyoming with decades of combined experience

Rich Flanery

Rich Flanery

Broker Owner

30+ years helping families achieve homeownership dreams with expert guidance

Rich Flanery

Call: (970) 577-9200

Email: [email protected]

Gerardo Garcia-Ortiz

Gerardo Garcia-Ortiz

Senior Loan Officer

Bilingual expertise serving diverse communities with personalized care and attention

Gerardo Garcia-Ortiz

Call: (970) 402-0686

Email: [email protected]

Reva Haskin

Reva Haskin

Senior Loan Officer

Specialist in complex financing solutions and investment properties

Reva Haskin

Call: (970) 296-0746

Email: [email protected]

Dana Hock Blondiau

Dana Hock Blondiau

Senior Loan Officer

Dedicated to making your homeownership journey smooth and stress-free

Dana Hock Blondiau

Call: (504) 812-2208

Email: [email protected]

Keenan Ducey

Keenan Ducey

Loan Officer

Dedicated to finding the perfect mortgage solution tailored to your unique needs

Keenan Ducey

Call: (970) 314-5442

Email: [email protected]

Wanda Kimbrell

Wanda Kimbrell

Loan Officer

Committed to helping you navigate your home financing journey with confidence

Wanda Kimbrell

Call: (713) 305-0800

Email: [email protected]

Charlie Henderson

Charlie Henderson

Loan Officer

Bringing Dallas real estate expertise to Colorado with personalized mortgage solutions

Charlie Henderson

NMLS: 2290886

Email: [email protected]

Client Success Stories

Don't just take our word for it. Here's what our

satisfied clients have to say about their experience

with Peak Capital Mortgage LLC.

What Our Clients Say

Trusted by hundreds of satisfied customers across 13 states

★★★★★ 5.0 · Google Reviews

Ready to become our next success story?

Start Your Application Today

Already a client? Share your experience on Google

Loan Options Section - Mobile Optimized

Find Your Perfect Loan Solution

From first-time homebuyers to seasoned investors, refinancing to reverse mortgages - we have the expertise to guide you to the perfect loan solution

Purchase Loans

Make your dream home a reality with competitive rates and flexible terms.

  • Custom loan terms and rates
  • Conventional loans with low down
  • Jumbo loans for luxury properties
  • Condo financing options
Explore Purchase Options

Refinance Loans

Lower your rate, reduce payment, or access your home's equity.

  • Rate & term refinancing
  • Cash-out refinancing
  • Streamline refinancing
  • No-closing-cost options
Explore Refinance Options

Government Loans

Access special programs with favorable terms for qualified borrowers.

  • FHA loans for first-time buyers
  • VA loans for military families
  • USDA loans for rural properties
  • Down payment assistance
Explore Government Options

Specialty Programs

Unique solutions for specialized situations and complex scenarios.

  • Reverse mortgages for seniors 62+
  • Investment property financing
  • Self-employed borrower programs
  • Bank statement loans
  • Bridge loans & HELOC

Not sure which option is right for you?

Get Personalized Recommendations

What Can You Afford?

Explore payment options for purchases, refinancing, investment properties, and specialty loans to make informed financial decisions

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Estimated Monthly Payment

Principal & Interest
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Taxes
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Insurance
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Like the Estimate?

Reach out to our team now and get a free consultation.

Estimated payments are for illustrative purposes only and do not constitute a loan offer. Rates and terms subject to change.

Become more attractive to sellers as a pre-qualified buyer.

Get Started Section

Ready to Get Started?

Take the first step toward securing your dream home. Let our expert team guide you through the process.

Questions? Our loan experts are standing by to help you every step of the way.

Call us at (970) 577-9200 or text (970) 660-0411

Frequently Asked Questions

Get answers to common questions about our mortgage services and process.

What makes Peak Capital Mortgage LLC different from banks?

As an independent mortgage brokerage, Peak Capital Mortgage LLC works with multiple lenders to find you the best rates and terms. Unlike banks that only offer their own products, we shop the market for you. With 30+ years of experience and over $1 billion in loans funded, we provide personalized service and strategic mortgage planning.

What states does Peak Capital Mortgage LLC serve?

Peak Capital Mortgage LLC is licensed to serve clients in 13 states: Alabama, Arizona, Colorado, Florida, Idaho, Kansas, Louisiana, Mississippi, Montana, New Mexico, South Dakota, Texas, and Wyoming. No matter where you're located within our service area, you can expect the same high level of personal service, competitive rates, and expert mortgage guidance.

How long does the mortgage process take?

Most loans close within 21-30 days, depending on the loan type and complexity. Our experienced team and established lender relationships help ensure a smooth, efficient process. We provide regular updates throughout and are available to answer questions at every step.

Do you offer investment property financing?

Yes, investment property financing is one of our specialties. We offer conventional investment loans, portfolio loans, and creative financing solutions. Our strategic mortgage planning approach helps investors optimize their financing to maximize cash flow and build wealth through real estate.

What credit score do I need for a mortgage?

Credit score requirements vary by loan type. Conventional loans typically require 620+, FHA loans can go as low as 580, and VA loans often accept scores below 580 based on other compensating factors. However, higher scores get better rates. We work with lenders who specialize in various credit situations and can help improve your profile if needed.

How do I get started with Peak Capital Mortgage LLC?

Getting started is easy. You can get pre-qualified by calling (970) 577-9200, text us at (970) 660-0411, use our online mortgage calculator, or fill out our quick quote form. Our team will guide you through the process and answer all your questions along the way.

Where is the Peak Capital Mortgage LLC office located?

Our office is located at 600 S. Saint Vrain Ave #4 in Estes Park, Colorado 80517. While we're headquartered in Estes Park, we serve clients throughout 13 states via phone, video, email, and our online application portal.

Do you offer virtual or phone consultations?

Yes. Most clients work with us entirely by phone, video call, email, and secure online application. In-person meetings are available by appointment at our Estes Park office. To schedule a consultation, call (970) 577-9200 or text (970) 660-0411.

What are your business hours and how do I book an appointment?

Our standard business hours are Monday through Friday, 8:00 AM to 5:00 PM Mountain Time. Evening and weekend appointments are available by request. To book a consultation, call (970) 577-9200, text (970) 660-0411, or use the Get Pre-Qualified button at the top of any page.

Mortgage Solutions Designed For You

Here Is Our Roadmap

Here’s how we ensure your process is seamless and efficient

1: Understanding Your Goals

We start by discussing your unique goals and financial needs to craft a personalized plan that works best for you.

2. Exploring Your Options

Using the insights from our consultation, we research and present the most competitive rates, programs, and structures available.

3: Presenting the Plan

We review our findings together and, with your approval, proceed to lock in the ideal solution tailored for your needs.

4: Guiding You to Completion

Our dedicated team will assist you through every step, handling all necessary paperwork and ensuring a smooth closing process.

About Us

Our success has been built on competitive rates designed to meet your unique financing goals while delivering exceptional customer service. At Peak Capital Mortgage LLC, we pride ourselves on treating every client with honesty and integrity.

Company NMLS: 2347925

Licensed in: AL, AZ, CO, FL, ID, KS, LA, MS, MT, NM, SD, TX and WY

Contact Us

  • 600 S. Saint Vrain Ave #4

    Estes Park, CO 80517

Important Links

This is not a commitment to lend. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice

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