USDA Loans
Perfect for low-to-moderate income buyers purchasing homes in eligible rural areas!
Backed by the U.S. Department of Agriculture, this program helps make homeownership affordable in rural communities, often with no down payment required.
Why Choose a USDA Loan?
Buy a home with potentially zero down payment (100% financing) if you meet income and property eligibility requirements.
Access affordable financing specifically designed to support homeownership in designated rural and suburban areas, promoting community growth.
Key Features:
Zero Down Payment: 100% financing often available.
Rural Properties: For homes in USDA-eligible areas.
Income Limits: Must meet area income requirements (typically ≤115% AMI).
Guarantee Fees: Includes Upfront and Annual fees.
Dreaming of a home in a rural setting?
Find out if you qualify for a USDA Loan!
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About Us
Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At Peak Capital Mortgage, we pride ourselves on treating every client with honesty and integrity.
Company NMLS: 2347925
Licensed in: CO, TX, LA, FL, AZ, NM, WY, KS and MS
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All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice
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