As an independent mortgage brokerage, Peak Capital Mortgage works with multiple lenders to find you the best rates and terms. Unlike banks that only offer their own products, we shop the market for you. With 30+ years of experience and over $1 billion in loans funded, we provide personalized service and strategic mortgage planning.

Peak Capital Mortgage is licensed to serve clients in Colorado, Florida, Louisiana, Texas, Arizona, New Mexico, and Wyoming. We provide the same high-level service and competitive rates across all licensed states.

Most loans close within 21-30 days, depending on the loan type and complexity. Our experienced team and established lender relationships help ensure a smooth, efficient process. We provide regular updates throughout and are available to answer questions at every step.

Yes, investment property financing is one of our specialties. We offer conventional investment loans, portfolio loans, and creative financing solutions. Our strategic mortgage planning approach helps investors optimize their financing to maximize cash flow and build wealth through real estate.

Credit score requirements vary by loan type. Conventional loans typically require 620+, FHA loans can go as low as 580, and VA loans often accept scores below 580 based on other compensating factors. However, higher scores get better rates. We work with lenders who specialize in various credit situations and can help improve your profile if needed.

Getting started is easy! You can get pre-qualified by calling (970) 577-9200, text us at (970) 660-0411, use our online mortgage calculator, or fill out our quick quote form. Our team will guide you through the process and answer all your questions along the way.