Peak Insights Blog

Stay informed with expert mortgage insights, market updates,

and homebuying tips from our experienced team.

Search Our Insights

Why the System Always Protects the System

Discover why large systems in banking, healthcare, education, and government prioritize self-preservation over efficiency. Learn how disruption breaks outdated structures. ...more

Economic Policy ,Investment Insights

December 23, 2025•3 min read

Why the System Always Protects the System

Why Housing Affordability Needs a Bigger Fix

Discover why 50-year mortgages won't solve housing affordability. Learn the real issues: excessive fees, bloated regulation, and mortgage rate structures that need reform. ...more

Mortgage & Real Estate

December 18, 2025•4 min read

Why Housing Affordability Needs a Bigger Fix

"Portable Mortgages": Great Soundbite, Bad Fit for Today's System

Discover why portable mortgages sound good but don't fit the U.S. mortgage-backed securities system. Learn how blockchain could enable portable mortgages in the future. ...more

Mortgage & Real Estate

December 11, 2025•4 min read

"Portable Mortgages": Great Soundbite, Bad Fit for Today's System

Healthcare, Education, and Real Estate — And Why They Must Be Disrupted

Discover why healthcare, education, and real estate are the most expensive, inefficient sectors in America and how AI disruption could cut costs 20-60% in 2025. ...more

Investment Insights

December 04, 2025•4 min read

Healthcare, Education, and Real Estate — And Why They Must Be Disrupted

When Jobs Disappear, Where Do the New Ones Come From?

Discover where new jobs emerge as AI automates traditional work. Learn about AI infrastructure, automation oversight, creative industries, and investment opportunities in 2025. ...more

Investment Insights

November 24, 2025•4 min read

When Jobs Disappear, Where Do the New Ones Come From?

Are We Entering a Deflationary Super Cycle?

Discover how AI, robotics, and automation could trigger a deflationary super cycle with falling prices, higher productivity, and economic transformation in 2025. ...more

Economic Policy

November 20, 2025•4 min read

Are We Entering a Deflationary Super Cycle?

Take the Next Step?

Choose Your Path Forward

Apply Online

About Us

Our success has been built on competitive rates designed to meet your unique financing goals while delivering exceptional customer service. At Peak Capital Mortgage, we pride ourselves on treating every client with honesty and integrity.