FHA Loans
Perfect for first-time homebuyers or those with less-than-perfect credit or limited savings!
Insured by the Federal Housing Administration (FHA), these loans offer more flexible qualification requirements, including lower down payments and credit score minimums compared to conventional loans.
Why Choose an FHA Loan?
Buy a home with a down payment as low as 3.5% of the purchase price if your credit score is 580 or higher. Even borrowers with scores between 500-579 may qualify with a 10% down payment.
Qualify more easily with FHA's flexible credit guidelines, making homeownership accessible even if you've had past credit challenges. Gift funds can also be used for the down payment.
Key Features:
Low Down Payment: Minimum 3.5% down available.
Flexible Credit: Accessible for scores as low as 500/580.
Government-Insured: Protects lenders, enabling easier qualification.
MIP Required: Includes Upfront and Annual Mortgage Insurance Premium.
Ready to explore flexible financing?
See if an FHA Loan is right for you!
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About Us
Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At Peak Capital Mortgage, we pride ourselves on treating every client with honesty and integrity.
Company NMLS: 2347925
Licensed in: CO, TX, LA, FL, AZ, NM, WY, KS and MS
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