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Personalized

Loan Quote

Become more attractive to sellers as a pre-qualified buyer. Some realtors require buyers to get pre-qualified before even starting to house hunt.

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Start Your Home Search with Confidence

We're here to help you take the first step toward homeownership by getting pre-qualified for a mortgage. Simply complete our secure pre-qualification form, and you'll be on your way!

With a pre-qualification letter in hand, you'll know your mortgage approval potential even before viewing your first home.

Understand Your Credit Score

Your credit score plays a vital role in the mortgage approval process. Lenders evaluate your payment history, income, and existing debts to determine your ability to meet monthly payments. This score is a key indicator of your financial reliability.

You can quickly check your credit score on a free platform like FreeCreditReport.com .

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Why Pre-Qualification Matters:

Many realtors require pre-qualification before starting your search
Streamlines your home search to the right price range
Shows sellers you're a serious, qualified buyer
Accelerates the mortgage application process later

Credit Score Below 640?

Consider reviewing your report for accuracy and making improvements where necessary. Paying bills on time and reducing existing debt are great ways to boost your score and improve your loan eligibility.

About Us

Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At Peak Capital Mortgage, we pride ourselves on treating every client with honesty and integrity.