Gerardo Garcia-Ortiz, G to almost everyone, is a bilingual loan officer who works in English and Spanish. He was born in Puerto Rico, raised in Thornton, Colorado, and lives in Firestone. He started writing mortgages in 2017 and is licensed in Colorado, Florida and New Mexico.

Longmont and the surrounding Front Range are his home market. He also works regularly in Estes Park and out in Lamar, along with clients in Florida and New Mexico, and those markets do not behave the same way. A mountain town with thin inventory, a Front Range city, and a small farming community on the eastern plains each bring their own timing, appraisal and property questions, and a loan that works in one can stall in another.

What G does best comes down to two things. He explains clearly, and he answers fast. He takes the parts of a mortgage that are written in industry language and says them in plain terms, in whichever language you would rather have the conversation in. And he picks up the phone. Borrowers and the agents working with them hear from him as the file moves instead of wondering where it stands.

He works with first-time buyers, self-employed borrowers, condo purchases, second homes, and investors buying a first rental or adding to a portfolio. Purchases, refinances and cash-out refinances, including contracts with short closing timelines that leave no room for late surprises. The first rental is the one people tend to overthink. That conversation is worth having early, even if the purchase is a year out.

To understand what bilingual mortgage guidance actually changes for Spanish-speaking buyers, and how G approaches first-time buyers and new investors in his markets, read his full article.

Licensed In: CO, FL, NM | NMLS 1633586 | CO 100509105 | FL LO119116