Lindsay Roberts

Name: Peak Capital Mortgage LLC
Address: 600 S. Saint Vrain Ave #4, Estes Park, CO, 80517, US
Telephone: (970) 577-9200
Price range: $$

Senior Loan Officer

Apply With Lindsay

970-345-3336

[email protected]

Some people find their way into the mortgage industry. Lindsay Roberts grew up inside it.

She started in banking doing a little bit of everything: teller, new accounts specialist, loan processor, and eventually a senior loan officer and branch manager. Twelve years of working every role in the process gave her something most loan officers never get, which is a complete view of how lending actually works from the inside out. When you sit down with Lindsay, you are not talking to someone who just knows rates and programs. You are talking to someone who has lived every stage of the transaction and understands what happens behind the scenes at each one.

Lindsay was born and raised in Olathe, Colorado, on the Western Slope, and she has never left. That is not by accident. These are her communities. The valleys, the ranches, the small towns where everybody knows everybody. She knows these markets the way only a local can, and when she says she is invested in helping you succeed here, she means it the way someone means it when they are talking about home. She is licensed in Colorado, Wyoming, Montana, Idaho, and New Mexico, and brings that regional fluency to every client she serves.

The person who believed Lindsay belonged in this industry before she fully believed it herself was Jayda Matekovic. Jayda saw something in the way Lindsay connected with people, the way she listened, the way she stayed calm when things got complicated. She walked Lindsay through the work, shared the real stories, and helped her understand what it actually means to change a family's financial life. That belief planted something Lindsay carries into every client conversation. She shows up for people the way Jayda showed up for her.

Her philosophy on lending is simple: no two borrowers are the same, and the right loan for your neighbor may be completely wrong for you. Lindsay does not walk into a conversation with a predetermined answer. She walks in curious. Her job is to understand where you are today, where you want to go, and find the clearest path between the two. When things get complicated, she does not step back. She leans in.

Her clients describe her as honest, hardworking, and reliable. What she hopes they feel is that they walked away with something more than a closed loan. Lindsay believes every transaction should be the beginning of a long-term relationship, not the end of one.

When she is not working, family is everything. Her favorite title in the world is Aunt, and the people in her life remind her every day why the work she does matters.

If you are buying, refinancing, or just trying to understand your options on the Western Slope of Colorado, Lindsay would love to have that conversation. To learn more about her approach and the communities she serves, read her full story.

Schedule a consultation with Lindsay.

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NMLS #681547 | Licensed in CO, ID, MT, NM, WY |

CO 100053841 | ID MLO-2080681547 | WY 6361

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Where Lindsay Does Her Best Work

She has done every job in the process

Twelve years in banking and mortgage, starting as a teller and working through new accounts, processing, loan officer and branch manager. Many loan officers have only ever seen their own end of the file. Lindsay has sat in nearly every seat it passes through, which is why she knows where these things stall.

✓Rural and Western Slope property

Acreage, outbuildings, wells and septic, and properties with few recent comparable sales nearby. These are the files that need an appraiser and an underwriter who understand the area, and they are the everyday work here rather than the exception.

✓USDA Rural Development loans

Much of the Western Slope sits in areas where USDA financing is an option, and a lot of buyers never find out. Eligibility depends on the property location and the household, so the first step is simply checking whether the address qualifies.

✓VA, FHA, conventional and first-time buyers

The programs most purchases actually run on, plus refinancing when the reason for it holds up. Lindsay walks first-time buyers through what each program asks for before anyone starts looking at houses.

✓Five states across the Mountain West

Licensed in Colorado, Wyoming, Montana, Idaho and New Mexico. Small-town and rural buying looks similar across all five, and it is a different exercise from buying in a metro market with fifty comparable sales down the street.

How I Work

I did not start out as a loan officer. I started as a teller, then new accounts, then processing, then loan officer, then branch manager. Twelve years of that means I have been the person opening the file, the person chasing the conditions, and the person explaining to a buyer why something fell apart two days before closing.

That changes how I set a loan up. I know what processing is going to ask for, what underwriting is going to question, and which small thing in a file quietly becomes a problem three weeks later. So I ask for it early, when there is still time to solve it, instead of when the closing date is four days out.

I grew up in Olathe and I work across the Western Slope, Montrose, Delta, Grand Junction and the communities around them. Property out here does not always look like what a loan program was written for. Land with the house, a shop or a barn, a well instead of city water, and sometimes very few recent sales nearby to support the value. None of that makes a loan impossible. It does mean the file has to be built with those things in mind from the start.

I am also licensed in Wyoming, Montana, Idaho and New Mexico, and a lot of that work looks the same. Small towns, rural acreage, and buyers who have been told their property is too unusual to finance.

Most of my business now comes from people I worked with years ago, or from someone they sent. That is the part I am proudest of, and it is also the reason I would rather tell you the honest answer early than tell you what you want to hear.

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About Us

Our success has been built on competitive rates designed to meet your unique financing goals while delivering exceptional customer service. At Peak Capital Mortgage LLC, we pride ourselves on treating every client with honesty and integrity.