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Why Housing Affordability Needs a Bigger Fix

Why Housing Affordability Needs a Bigger Fix

Why Housing Affordability Needs a Bigger FixRich Flanery
Published on: 18/12/2025

Discover why 50-year mortgages won't solve housing affordability. Learn the real issues: excessive fees, bloated regulation, and mortgage rate structures that need reform.

Mortgage & Real Estate
"Portable Mortgages": Great Soundbite, Bad Fit for Today's System

"Portable Mortgages": Great Soundbite, Bad Fit for Today's System

"Portable Mortgages": Great Soundbite, Bad Fit for Today's SystemRich Flanery
Published on: 11/12/2025

Discover why portable mortgages sound good but don't fit the U.S. mortgage-backed securities system. Learn how blockchain could enable portable mortgages in the future.

Mortgage & Real Estate
The Future of Mortgages and Titles

The Future of Mortgages and Titles

The Future of Mortgages and TitlesRich Flanery
Published on: 13/11/2025

Discover how blockchain technology will transform mortgages and title transfers with smart contracts, faster closings, and lower costs. Learn about the future of real estate in 2025.

Mortgage & Real Estate
The Fed Doesn’t Control Mortgage Rates

The Fed Doesn’t Control Mortgage Rates

The Fed Doesn’t Control Mortgage RatesRich Flanery
Published on: 18/09/2025

The Fed doesn’t set mortgage rates. Learn why bond markets drive rates and how to time refinancing strategically.

Mortgage & Real Estate